Is My Stereo System Covered Under My Auto Policy?

Residents living in Ruidoso, NM rely on the agents of Family Insurance Associates for many things. Customized auto insurance policies are just one way the agents go the extra mile when helping their clients protect their investments. While many people leave their vehicles the way they were driven off of the lot, others prefer to customize their ride with a variety of accessories.

Stereo Systems and Other Valuable Add-ons

Stereo systems, unique lighting systems, and custom paint jobs are expensive additions to any vehicle. Depending on the type of equipment used, some stereo systems can be valued at several thousand dollars. The same is true for paint jobs and lighting systems. The more expensive the add-on, the higher the value of your vehicle. The problem is that this additional value will not be reflected by the Kelly Blue Book price that is used to determine the vehicle’s replacement cost. 

Customized Policies and Bundles

When vehicles have been customized, it’s important that you purchase an auto insurance policy that reflects their true value. You don’t want to invest a lot of money in a vehicle only to lose your investment if you don’t have sufficient coverage. By working with your agent, you will be able to determine the actual value of your upgrades and create a customized policy that will ensure you have the coverage you need.

The agents of Family Insurance Associates offer residents of Ruidoso, NM the auto insurance coverage they need to protect their vehicles as well as the accessories they have added. By creating customized auto insurance policies that account for these additional features, agents can provide the peace of mind the customer needs. Call the office now and find out how a customized auto insurance policy works.